Beth Prestage
Lena
Summary
Dynamic Underwriting Consultant with extensive experience at American National Life Insurance Company, recognized for surpassing departmental goals and mentoring junior underwriters. Proven expertise in insurance underwriting and relationship building, ensuring compliance and enhancing customer experience. Achieved a $1.5 million approval authority while consistently delivering exceptional performance evaluations.
Overview
40
40
years of professional experience
Work History
Underwriting Consultant
American National Life Insurance Company
11.2021 - Current
- Work with brokerage firms and captive agents
- Exposed to formal applications, quick quotes and risk assessment calls
- Assisted new underwriters with company procedures, industry rules, overall file review process, and 2nd signature sign-offs.
- Continually surpass the department goal of 1 day turnaround time
- Performed well on quarterly and annual performance evaluations
- Project work-post issue audits to check accelerated cases to see if there was significant non disclosure
- Approval authority of $1.5 million (highest approval authority at American National for underwriters is $3 million.)
Underwriting Consultant
Protective Life Corporation
03.2014 - 11.2021
- Provided mentoring to Junior level underwriters and provided management with performance results
- Followed industry regulations by staying updated on current guidelines and incorporated them into daily operations
- Maintained compliance with industry regulations by staying updated on current guidelines and incorporating them into daily operations
- Built strong relationships with agent's to facilitate smooth communication channels and improve overall customer experience
- Voted MVP Underwriting by the field
- Reviewed complex insurance applications, ensuring thorough risk assessment and accurate policy issuance
- Approval authority $1.5 million
Senior Life Risk Consultant
Southern Farm Bureau Life Insurance Company
12.1984 - 01.2013
- Worked closely with the Chief Underwriter, Medical Director and Reinsurance companies to assess risk on complex cases
- Receptive to the field when explaining any adverse decisions on cases
- Assisted managers with MIB audits, appeals and problem cases
- Taught ALU courses and new agent schools.
- Underwriter of the year as voted on by underwriting management
Education
Bachelor of Science - Banking And Finance
Mississippi State University
Starkville, MSSkills
- Insurance underwriting
- Credit analysis
- Underwriting guidelines
- Relationship building
- Caseload management
- Data interpretation
- Teamwork and collaboration
- Customer service
- Excellent communication
- Critical thinking
FALU, FLMI, ACS
Never failed a course with these three certifications
Timeline
Underwriting Consultant
American National Life Insurance Company
11.2021 - Current
Underwriting Consultant
Protective Life Corporation
03.2014 - 11.2021
Senior Life Risk Consultant
Southern Farm Bureau Life Insurance Company
12.1984 - 01.2013
Bachelor of Science - Banking And Finance
Mississippi State University
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